The Tokio Marine Group believes it essential that motivated and capable employees who possess a diverse sense of values should exert their capabilities to the full extent, regardless of gender, age, nationality or other attributes, to improve the quality of the products and services that it provides to customers worldwide. Specific initiatives per Training to the promotion of diversity group-wide include the promotion of employment of individuals with disabilities, promotion of female employee taking active roles, and creating a workplace in which older employees with a wealth of knowledge and experience can take active roles.

Based on its vision to "broadly accept persons with disabilities without adhering to the statutory employment rate to become a corporate Group in which diverse personnel are working enthusiastically," the Tokio Marine Group is promoting the employment of persons with disabilities and working to achieve normalization (creating an workplace culture in which employees can exert their capabilities to the fullest regardless of disabilities). The percentage of employees with disabilities within the overall domestic Group stood at 2.09% as of June 1, 2011.

Hiroyuki Okamoto, Tokio Marine Business Support

I am in charge of recovering waste paper by visiting each floor and saying hello to everyone and calling for recovery of waste paper in order to process and recycle waste paper in respective Group companies using wet shredders. I am delighted and feel a sense of satisfaction by thinking that I am contributing to the 100% recycling of paper. As for my colleagues at the workplace, I am keeping in mind to communicate according to each person so that we can both work comfortably.

Since the merger in 2004, Tokio Marine & Nichido Systems Co., Ltd. is actively working to employ persons with disabilities, such as responding to barrier-free offices and hiring physically challenged persons as engineers. In 2008, we hired visually impaired persons and commenced internal massage services. In 2009, the company also launched an internal cafe, Smile Cafe, and Smile Office Service, which provides general administration services such as producing name cards and ordering stationery to promote the employment of persons with intellectual disabilities. By having opportunities for general employees and persons with disabilities to work together, synergetic effects are also being created in terms of gaining strength from each other and enhancing work satisfaction.

Given that about 50% of its employees are women, the Tokio Marine Group considers it important to make the most of their attributes and strengths, and to give them the opportunity to participate in a wider field of activities. This, in turn, improves our ability to respond to the diverse needs of customers. Based on the theme of "maximizing organizational capabilities," each domestic Group member company held the WOMEN & MEN'S FORUM 2010 in December 2010 to provide opportunities for creating a corporate culture in which female employees can take active roles and enable them to consider for themselves about their future career visions. Participated by approximately 250 Tokio Marine Group employees, the forum consisted of lectures by inviting external lecturers, group discussions by participants and group presentations. Additionally, off-site meetings were also held at the workplace level under the same theme of "maximizing organizational capabilities," thereby undertaking company-wide efforts to discuss various aspects to create a workplace that helps and supports women in taking active roles.

The Tokio Marine Group considers actively promoting the employment of older members to be an important management issue in maintaining the sustainable growth of the Group as a whole. In addition to encouraging continuous self-advancement and changes in consciousness and behavior on the part of employees themselves, the Group intends to provide fields of activity in which employees can utilize their past experiences and strengths to generate new added value while mainTaining high levels of motivation.