The Tokio Marine Group aims to enhance employee motivation through promoting a transparent and fair personnel system. The Group also endeavors to realize a corporate culture in which all employees respect human rights through various initiatives such as human rights training.

The Tokio Marine Group believes it essential that motivated and capable employees who possess a diverse sense of values should fully demonstrate their capabilities, regardless of gender, age, nationality or other attributes, to improve the quality of the products and services that we provide to customers. We are aiming to enhance employees' job satisfaction along with efforts to "continuously build an open and dynamic corporate culture that enables each and every employee to demonstrate his or her creative potential" through a transparent and fair personnel system.

The Tokio Marine Group supports and respects the Universal Declaration of Human Rights and international labor standards as well as the OECD Guidelines for Multinational Enterprises.

Regarding respect for human rights, the entire Group is implementing initiatives in accordance with "respect and actively promote the recognition of human rights for all people," which is stipulated under the Tokio Marine Group CSR Charter.

Additionally, the 10 principles concerning human rights, labor, the environment and anti-corruption advocated by the United Nations Global Compact coincides with the Tokio Marine Group's own approach to CSR and the Tokio Marine Group CSR Charter. Accordingly, Tokio Marine Holdings supports and has participated in the United Nations Global Compact since 2005.

Amid the growing importance of overseas business, the Tokio Marine Group believes it essential to hire and nurture diverse personnel, regardless of nationality, age and gender at each Group company in respective countries and regions worldwide and develop an environment in which employees can fully exert their capabilities.

Tokio Marine Holdings established and clearly stated the Tokio Marine Global HR Policy (HR Policy) in December 2010 as a universal philosophy and concept for human resources (HR) shared by each Group company in respective countries and regions worldwide. The Company also held the Global HR Meeting in February 2011 together with HR department managers of principal Group companies, thereby seeking to share the concept and spirit indicated under the HR Policy, including "human resources being major assets," "respect diversity" and "provision of fair and equal opportunities."

Based on the spirit of this HR Policy, Tokio Marine Holdings and each Group company in respective countries and regions worldwide will promote and pursue the permeation of various personnel affairs measures, including employee training and support.

Every year, each member company of the Tokio Marine Group holds human rights training in the workplace, in which all employees and other co-workers take part to build a dynamic corporate culture without discrimination or harassment. In addition, in seeking to achieve comfortable workplaces, the Group carries out preventative and enlightenment activities regarding sexual harassment and other forms of harassment by establishing a consultation service (hotline), which is staffed by internal and external specialists, based on the motto of "Never do it, Never let anyone do it, and Never overlook it."