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TOKIO MARINE GROUP

Governance: Strengthening CSR Management -Key Issue 3

To be trusted by customers and society and achieve sustainable growth, the Tokio Marine Group must raise the quality of its "business strategies," "governance" and "social responsibility" and build a sound and highly transparent management structure as a global insurance group.

The Tokio Marine Group has established "Strengthening CSR Management" as a key CSR issue and aims to raise the quality of its risk-based management (ERM: Enterprise Risk Management), compliance and corporate governance from the perspective of strengthening its global-based management and control, thereby increasing the level of trust by its stakeholders and fulfilling its social responsibilities.

The Tokio Marine Group is determined to raise its corporate value continuously while contributing to the sustainable development of society by implementing its Corporate Philosophy. Based on this rationale, we have formulated the Tokio Marine Group CSR Charter as behavioral guidelines for all employees to execute CSR. Additionally, Tokio Marine Holdings has established the Corporate Governance Policies and is appropriately governing Group companies.
In accordance with the Basic Policies for Internal Controls, Tokio Marine Holdings is appropriately enhancing and operating internal control systems, including systems for management control, compliance and risk management at Group companies. We are making efforts to properly operate these systems to ensure that we develop into a corporate group that combines profitability, growth potential and soundness.

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